Are you really thinking that bankruptcy is your only option?
I know how it feels to be under so much pressure from debt that you can't even think straight. But believe me when I tell you that bankruptcy should be your last resort option. I'm talking about no hope of ever getting out of debt.
Like 100's of thousands of dollars in debt.
Bankruptcy should only really be an option when you have other debt than credit card debt and maybe a student loan. But many people just opt for bankruptcy because some lawyer tells them to do it.
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Well guess what we have another option. And it doesn't involve ruining your credit for 10 plus years. In fact this method will begin to restore your credit from the moment you start.
This method is called debt settlement. The process of debt settlement is easy.
First you must contact all your creditors and negotiate a lower debt than what you currently owe and in return they finally get paid. Next you simply roll your debt into one loan and make one payment per month. Very simple process.
But the truth is that without the help of a professional the 2 simple steps above are basically impossible.
First you are dealing with well paid negotiators when your talking to your creditors. We are not trained negotiators. Their job is to get as much back as possible and believe me you will lose.
Second with bad credit it will be next to impossible to find a loan to pay back your creditors. That's why there are professional debt settlement companies.
Warning: There are also scam artists in this field that will charge you up front fees for nothing.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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