Bankruptcy is the way you can clear your debt without having to pay it. Of course many people would find this solution very good, but the thing is that bankruptcy is not very efficient. When filing for bankruptcy you might have to sell your belongings to pay the debt and that is hard for everybody. Why sell your assets when you can settle and pay less than you own without being stressed about courts, lawyers, and collection agencies calling every day. You can choose the option to negotiate your debt and have a debt settlement company use their knowledge in order to obtain a big reduction from what you own.
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You will still have to pay what remains of your sum, but it's going to be much lower than your initial sum and without any interests rates added each month because you are late to pay. The creditors will definitely accept your deal if you tell them that you have no money left and you cannot pay for what they ask, especially if you tell them that if they don't accept they have to face the fact that you will select the other option of debt clearance which is bankruptcy.
You may wonder why in the world your creditors will be scared of bankruptcy. Well, let me tell you why: if you choose bankruptcy your creditors will get no money. That's right, they get nothing and they can't afford that, especially nowadays when many people can't afford paying them and there are already many bankruptcy suits on many credit card companies; if all their costumers go for bankruptcy they will have to file for bankruptcy too. See the irony? They can't afford to do that because they will lose their company and their company makes money from people who afford to pay their loans. So for them bankruptcy it's hard to swallow so they will definitely accept your debt settlement program.
So this is how you use the threat of bankruptcy to make your creditors eliminate half of more of your credit card debt. So why shouldn't you take advantage of this great offer?
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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